Sixteen years ago, I felt stuck in life. I was working hard, but never really getting ahead. Whether I was selling cars or running a construction company, I put in long hours, yet my results never matched my effort. I wasn’t building anything for myself; I was just making someone else richer.

I knew I wanted more. I wanted the kind of success that would not only allow me to provide for my family but also enable me to spoil them the way they deserved. I didn’t just want a paycheck; I wanted financial freedom. I wanted to wake up every day excited about the life I was building.

Everything changed when I was introduced to the insurance business. At first, I was skeptical—it almost seemed too good to be true. However, I soon discovered it was a genuine opportunity to take control of my future and create something meaningful.

Within five days of my initial conversation about getting licensed and joining Lincoln Heritage, I passed the state insurance exam. Since then, I’ve doubled my income every year, increasing my earnings from $47,000 to a level of financial security I never thought possible.

Today, as the Agency Manager of Elite Insurance Team, I’m proud to lead a team of over 40 agents, each working toward their own goals and creating a better life for themselves and their families. This business isn’t a shortcut to riches; it requires dedication, focus, and a relentless work ethic. But if you’re willing to put in the effort, the payoff is real.

At Elite, we’re still growing, and we’re looking for people who are hungry for more. If you’re ready to work hard, bet on yourself, and build the life you’ve always dreamed of, we want you on our team. The path to financial freedom is real, and it starts here.

Terrell Eberhardt

Elite Insurance Team, an agency with Lincoln Heritage Life Insurance Company